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ADVICE: Spending Money Without Hesitation

  I have a problem of spending my money too much without hesitation💸!

While it is not bad to spend money, you don't want to be left with no money, or even end up deeply in debt😱! Decide on a certain amount to set aside each month that you will absolutely not touch (at least 20% of your income if not more), and use the rest for whatever you want. You will still need to make sure you don't run out of money for necessities without dipping into your savings!

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